Have a residence (the property needs to be owned by either you, or your blood family members in the second degree, or your partner, or your spouse’s blood kinfolk within the to start with diploma) 但是，如果收入在短期內無法大幅提高，該怎麼買到自己的房子？房貸應該怎麼貸，才能實現買房子的夢想，